Reverse Mortgages are​ an exciting way for homeowners 
age 62 and higher to enjoy financial security and stability while staying in the comfort of their homes.​
Rethinking Your Home’s Equity


A reverse mortgage allows you to draw upon the equity in your home
without having to make any reverse mortgage payment for as long
as you continue to live there, or until the loan becomes due.

Approval Is Easier Than You Think

The main eligibility requirement is that you need to be age 62 or higher.  
There is also a financial assessment, which includes income and
credit qualifications.

The Security to Stay at Home…


If staying in the comfort of your home for the rest of your life 
is important to you, you can do it with a FHA-Insured Home Equity
Conversion Mortgage (HECM). Use it to pay off your existing mortgage (if you have one),
cover unexpected medical expenses or supplement your retirement income to make life more enjoyable.

…And the Freedom to Choose

You can use the funds from your reverse mortgage as you choose. There are no restrictions. 
Paying off your existing mortgage balance allows you to be free from mortgage payments, 
and you have the flexibility to draw upon the remainder of your funds and spend it in
any way you see fit. Supplement your income, pay your annual property taxes,
remodel your home, buy a car or visit your grandchildren – it’s up to you.

Multiple Ways to Access Your Funds


Choose how to receive your funds:

— Up to 60% of proceeds in a single lump sum

— Regular monthly installments

— Draw from a line of credit at your discretion

— Any combination of these options

Plus, your available credit
increases each month!


"…Your knowledge and professionalism
did not go unnoticed. This gave both of
us a comfort level that we were dealing
with someone who takes his profession

seriously, and cares…"

Joe De Paulo   Bolingbrook, IL

"…I do nominate you for sainthood. Your professionalism, dedication to your work, patience, honesty and kindness to me throughout this
time will always be remembered
and appreciated."

Nancy Breckenridge​   Naples, FL

"…I appreciated your frequent updates
of the progress. Your knowledge and confidence in your job shows…"

William E Delmas   Naples, FL

*Always consult with your tax advisor, financial planning professional, or real estate professional.  Payment of property taxes, homeowner's insurance, HOA dues (if applicable) and general maintenance of the property is required.  Failure to abide by the terms and conditions of the loan could result in the loan being called due and payable, which could ultimately lead to foreclosure. Americans are living longer and without a good plan, you could outlive your money (tenure payments are guaranteed).  These materials are not from HUD or FHA and were not approved by HUD or a government agency.  Reverse Mortgages are neither endorsed nor approved by the federal government. The Federal Housing Administration (FHA) provides certain insurance benefits for lenders and borrowers in connection with the lender’s reverse mortgage or HECM loans; the FHA does not make or originate loans. A reverse mortgage is a home loan, not a government benefit.

© 2020 by David Edel, Reverse Mortgage Specialist   NMLS #634160